§23καὶ οὗτος μὲν ἐδάνεισεν αὐτῷ δισχιλίας δραχμὰς ἀμφοτερόπλουν, ὥστʼ ἀπολαβεῖν Ἀθήνησιν δισχιλίας ἑξακοσίας δραχμάς· Φορμίων δέ φησιν ἀποδοῦναι Λάμπιδι ἐν Βοσπόρῳ ἑκατὸν καὶ εἴκοσι στατῆρας Κυζικηνούς (τούτῳ γὰρ προσέχετε τὸν νοῦν) δανεισάμενος ἐγγείων τόκων.
And this man lent him two thousand drachmae for a round voyage, on terms that he should receive back at Athens two thousand six hundred drachmae; but Phormio claims that he paid back to Lampis in Bosporus one hundred and twenty Cyzicene staters (pay close attention to this) having borrowed them at land interest.
ἦσαν δὲ ἔφεκτοι οἱ ἔγγειοι τόκοι, ὁ δὲ Κυζικηνὸς ἐδύνατο ἐκεῖ εἴκοσι καὶ ὀκτὼ δραχμὰς Ἀττικάς.
And the land interest was at one-sixth, and the Cyzicene stater was worth twenty-eight Attic drachmae there.
§24δεῖ δὴ μαθεῖν ὑμᾶς ὅσα φησὶν χρήματα ἀποδεδωκέναι.
You must indeed learn how much money he claims to have paid back.
τῶν μὲν γὰρ ἑκατὸν εἴκοσι στατήρων γίγνονται τρισχίλιαι τριακόσιαι ἑξήκοντα, ὁ δὲ τόκος ὁ ἔγγειος ὁ ἔφεκτος πεντακόσιαι δραχμαὶ καὶ ἑξήκοντα· τὸ δὲ σύμπαν κεφάλαιον γίγνεται τόσον καὶ τόσον.
For the one hundred and twenty staters amount to three thousand three hundred and sixty drachmae, and the land interest at one-sixth is five hundred and sixty drachmae; and the sum total amounts to so and so much.
§25ἔστιν οὖν, ὦ ἄνδρες δικασταί, οὗτος ὁ ἄνθρωπος ἢ γενήσεταί ποτε, ὃς ἀντὶ δισχιλίων ἑξακοσίων δραχμῶν τριάκοντα μνᾶς καὶ τριακοσίας καὶ ἑξήκοντα ἀποτίνειν προείλετʼ ἄν, καὶ τόκον πεντακοσίας δραχμὰς καὶ ἑξήκοντα δανεισάμενος, ἅς φησιν ἀποδεδωκέναι Φορμίων Λάμπιδι, τρισχιλίας ἐνακοσίας εἴκοσι;
Is there then, men of the jury, or will there ever be such a man, who, instead of two thousand six hundred drachmae, would have chosen to pay thirty minae and three hundred and sixty drachmae, and having borrowed at interest five hundred and sixty drachmae, to pay three thousand nine hundred and twenty drachmae in all, which Phormio claims to have paid back to Lampis?
ἐξὸν δʼ αὐτῷ ἀμφοτερόπλουν Ἀθήνησιν ἀποδοῦναι τὸ ἀργύριον, ἐν Βοσπόρῳ ἀπέδωκε, τρισὶ καὶ δέκα μναῖς πλέον;
When it was open to him to pay back the money at Athens for a round voyage, did he pay it in Bosporus, with thirteen minae more?
§26καὶ τοῖς μὲν τὰ ἑτερόπλοα δανείσασι μόλις τἀρχαῖον ἀποδέδωκας, οἳ συνέπλευσάν σοι καὶ προσήδρευον· τούτῳ δὲ τῷ μὴ παρόντι οὐ μόνον τἀρχαῖα καὶ τοὺς τόκους ἀπεδίδους, ἀλλὰ καὶ τὰ ἐπιτίμια τὰ ἐκ τῆς συγγραφῆς ἀπέτινες, οὐδεμιᾶς σοι ἀνάγκης οὔσης;
And to those who lent money for the outward voyage, you barely paid back the principal, though they sailed with you and were constantly at your side; but to this man who was not present, did you pay back not only the principal and the interest, but also the penalties arising from the agreement, though there was no necessity for you to do so?
§27κἀκείνους μὲν οὐκ ἐδεδίεις, οἷς αἱ συγγραφαὶ ἐν Βοσπόρῳ τὴν πρᾶξιν ἐδίδοσαν τοῦ δανείου· τούτου δὲ φὴς φροντίζειν, ὃν ἐξ ἀρχῆς εὐθὺς ἠδίκεις οὐκ ἐνθέμενος τὰ χρήματα εἰς τὴν ναῦν κατὰ τὴν συγγραφὴν Ἀθήνηθεν;
And while you did not fear those to whom the agreements gave the right of recovery of the loan in Bosporus, did you claim to be concerned for this man, whom you were wronging from the very beginning by not loading the goods onto the ship from Athens in accordance with the agreement?
καὶ νῦν μὲν εἰς τὸ ἐμπόριον ἥκων, οὗ τὸ συμβόλαιον ἐγένετο, οὐκ ὀκνεῖς ἀποστερεῖν τὸν δανείσαντα· ἐν Βοσπόρῳ δὲ πλείω τῶν δικαίων φὴς ποιεῖν, οὗ δίκην οὐκ ἔμελλες δώσειν;
And now, having come to the market-place where the contract was made, you do not hesitate to defraud the lender; but in Bosporus, where you were not going to be brought to trial, you claim to have done more than what was just?
§28καὶ οἱ μὲν ἄλλοι πάντες οἱ τὰ ἀμφοτερόπλοα δανειζόμενοι, ὅταν ἀποστέλλωνται ἐκ τῶν ἐμπορίων, πολλοὺς παρίστανται, ἐπιμαρτυρόμενοι ὅτι τὰ χρήματα ἤδη κινδυνεύεται τῷ δανείσαντι· σὺ δʼ ἑνὶ σκήπτει μάρτυρι αὐτῷ τῷ συναδικοῦντι, καὶ οὔτε τὸν παῖδα τὸν ἡμέτερον παρέλαβες ἐν Βοσπόρῳ ὄντα οὔτε τὸν κοινωνόν, οὐδὲ τὰς ἐπιστολὰς ἀπέδωκας αὐτοῖς, ἃς ἡμεῖς ἐπεθήκαμεν, ἐν αἷς ἐγέγραπτο παρακολουθεῖν σοι οἷς ἂν πράττῃς;
And while all other men who borrow for a round voyage, when they set sail from the trade ports, call many witnesses to attest that the money is now at the risk of the lender, you rely on a single witness, the very accomplice in your wrongdoing, and you neither called in our slave who was in Bosporus, nor our partner, nor did you deliver to them the letters which we entrusted to you, in which it was written that they should monitor you in whatever you did?
§29καίτοι, ὦ ἄνδρες δικασταί, τί οὐκ ἂν πράξειεν ὁ τοιοῦτος, ὅστις γράμματα λαβὼν μὴ ἀποδέδωκεν ὀρθῶς καὶ δικαίως;
And yet, men of the jury, what would such a man not do, who, having received letters, did not deliver them properly and justly?
ἢ πῶς οὐ φανερόν ἐστιν ὑμῖν τὸ τούτου κακούργημα ἐξ αὐτῶν ὧν ἔπραττεν;
Or how is his villainy not obvious to you from the very things he did?
καίτοι, ὦ γῆ καὶ θεοί, προσῆκέν γε τοσοῦτο χρυσίον ἀποδιδόντα, καὶ πλέον τοῦ δανείσματος, περιβόητον ποιεῖν ἐν τῷ ἐμπορίῳ, καὶ παρακαλεῖν πάντας ἀνθρώπους, πρῶτον δὲ τὸν παῖδα τὸν τούτου καὶ τὸν κοινωνόν·
And yet, by Earth and Gods, when paying back so much gold, and more than the loan itself, he ought surely to have made it a matter of common talk in the market-place, and to have called all men to witness, and first of all this man's slave and his partner.
§30ἴστε γὰρ δήπου πάντες ὅτι δανείζονται μὲν μετʼ ὀλίγων μαρτύρων, ὅταν δʼ ἀποδιδῶσιν, πολλοὺς παρίστανται μάρτυρας, ἵνα ἐπιεικεῖς δοκῶσιν εἶναι περὶ τὰ συμβόλαια.
For you all surely know that men borrow with few witnesses, but when they pay back, they call many witnesses, so that they may appear honest in their contracts.
σοὶ δʼ ἀποδιδόντι τό τε δάνειον καὶ τοὺς τόκους ἀμφοτέρους, ἑτερόπλῳ τῷ ἀργυρίῳ κεχρημένῳ, καὶ προστιθέντι ἑτέρας τρεῖς καὶ δέκα μνᾶς, πῶς οὐχὶ πολλοὺς ἦν παραληπτέον μάρτυρας;
But for you, who were paying back both the loan and both interests, having used the money for a single voyage, and adding another thirteen minae, how was it not necessary to summon many witnesses?
καὶ εἰ τοῦτο ἔπραξας, οὐδʼ ἂν εἷς σοῦ μᾶλλον τῶν πλεόντων ἐθαυμάζετο.
And if you had done this, no one among the seafarers would have been more admired than you.